A word about recent bank failures
The recent failures of Silicon Valley Bank and Signature Bank have caused concern for investors fearing a repeat of the 2008 financial crisis. Read below about the key differences between now and then and how LPL Financial helps manage risk to investors.

This is not 2008 all over again.
Learn why the recent bank failures do not indicate a repeat of the financial crisis from 15 years ago.
The Strength of LPL Financial
Learn more about the resilience of LPL Fiancial’s business model and its financial stability.

Services tailor-fitted to your needs
Cumberland Security Bank goes beyond conventional banking services by offering financial advisory services in the Asset Management Department. All services are based on your personal needs, goals, and objectives. Whether it’s current financial needs, estate planning, investment, trust management or just getting the whole picture together, we can be of assistance.

Asset Management
We provide portfolio and investments positioning to meet individual needs for growth, income, and tax advantages through use of asset allocation models, mutual funds and other investments. These services are suitable for wealth preservation, retirement funds, IRA rollovers or accumulation.
Monitor your investments online with Account View
The LPL Financial Account View is your 24 hour access to your investment accounts and an extension of your partnership with Cumberland Security Bank.
From your computer, tablet or smartphone, you can view:
- Portfolio Overviews
- Position & Transaction Detail
- Statements
- Trade Confirmations
- Tax Documents
- Market Data
- News Stories

Trust Services
Cumberland Security Bank can be called upon by customers to serve in a fiduciary capacity as trustee for both lifetime and testamentary trust. The bank can also provide other custodial actions needed by businesses and individuals.
- Personal Trust
- Estate Settlement
- Charitable Trust
- IRA-custodial/self-directed
- Conservatorship
- Escrow Accounts
How to Achieve Financial Wellness
How to Cope with Stock Market Volatility
Will You Have Enough Retirement Income?
Market Commentary
Each week the LPL Financial Research team assembles thoughtful insight on market and economic news.
Client Letter – September 6, 2023
Client Letter – August 2, 2023
Client Letter – July 5, 2023
Client Letter – June 7, 2023
Client Letter – May 3, 2023
Client Letter – April 5, 2023
Client Letter – March 13, 2023
Client Letter – February 1, 2023
Client Letter – January 4, 2023
Client Letter – December 6, 2022
Client Letter – November 2, 2022
Client Letter – October 5, 2022
Client Letter – September 28, 2022
Client Letter – September 7, 2022
Client Letter – August 3, 2022
Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.
Disclosure
Securities are offered through LPL Financial (LPL), a broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Cumberland Security Bank and Cumberland Financial Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Cumberland Financial Services and may also be employees of Cumberland Security Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Cumberland Security Bank or Cumberland Financial Services. Securities and insurance offered through LPL or its affiliates are:
Not Insured by FDIC or Any Other Government Agency | Not Bank Guaranteed | Not Bank Deposits or Obligations | May Lose Value.
Cumberland Security Bank provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the bank for these referrals. This creates an incentive for the bank to make these referrals, resulting in a conflict of interest. Cumberland Security Bank is not a current client of LPL for brokerage or advisory services.
Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
The investment products sold through LPL Financial, American Trust Company, Dupree Mutual Funds and AssetMark, Inc. are not insured Cumberland Security Bank deposits and are not FDIC insured. These products are not obligations of the Cumberland Security Bank and are not endorsed, recommended or guaranteed by Cumberland Security Bank or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible.