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Home Equity Loans

Unlock your home’s purchasing power.

Use the equity in your home to pay for major expenses

If you have built up equity in your home, you can use it as collateral for loans and lines of credit that you can use for almost anything you want including debt consolidation, education, medical bills or home improvement.


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Home Equity Loans

A home equity loan, sometimes called a term loan, is a one-time lump sum that is paid off over a set amount of time.  We offer flexible repayment terms with fixed or variable interest rates.


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Home Equity Lines of Credit

HELOCs are variable rate credit lines that work like credit cards but typically with lower interest rates.  You are allowed to borrow up to a maximum amount for the life of the loan.  As you pay off the principal, your credit revolves and you can use it again.

Mortgage Resources

The Mortgage Process

Confused about what takes place when you’re buying a home?  Learn how the whole process works from start to finish.

Application Checklist (PDF)

Here’s the documentation we’ll need from you to process your loan.


Use our assortment of calculators to determine the best way to finance your loans.

Free Credit Report

Credit reports may affect your loan rates.  Federal law allows you to get a free credit report every 12 months from each credit reporting company.  Download yours today to make sure it’s accurate and to look for any signs of identity theft.

Monitor your loans and make payments with our electronic banking services

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Online Banking

Manage your account from anywhere Internet is available.

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Mobile Banking

Do your banking on the go with our CSB Mobile app.

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Text Banking

Check your balance with a simple text message.

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Account Alerts

Get email and text messages when payments are due.

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