Christmas Club

Enjoy Christmas without the payment plans

Family decorating the christmas tree

Avoid holiday debt with a Christmas Club account

Don’t let the holidays catch you off guard with no way to pay for everything.  Start saving early and often with a Christmas Club account, and you’ll have the money you need when it’s time to stuff stockings.  Instead of purchasing  gifts with your credit card and paying for them after Christmas (plus interest by the way), you can start saving that amount each month now and earn interest.  With online and mobile banking, it’s easy to contribute funds and track your progress.

Enjoy the following benefits with your Christmas Club account:

Additional Account Details:

  • Contributions can be made as often as you like
  • Saved funds will be sent to you in the form of a check in late October
  • $3 minimum deposit to open
  • No minimum balance
  • Interest is not compounded and is credited annually
  • Interest is computed using the Average Daily Balance2
  • Annual statements
  • Early close-out fee: $3
  • Account is automatically renewable on an annual basis with a fourteen (14) day grace period
  • Partial withdrawals are not permitted

1The interest rate is a variable rate and we may change the interest rate on your account at any time.

2The Average Daily Balance method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Manage your account with our electronic banking services

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Online Banking

Manage your account from anywhere Internet is available.

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Mobile Banking

Do your banking on the go with our CSB Mobile app.

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Text Banking

Check your balance with a simple text message.

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Account Alerts

Use email and text alerts to monitor your account and help prevent fraud.

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Achieve Your Savings Goals

Use our financial calculators to help you determine the best way to invest your money so you can accomplish your goals.