Rates current as of July 13, 2018.

CERTIFICATES OF DEPOSIT APY* Rate
3 months 0.30% 0.30%
6 months 0.50% 0.50%
8 months 0.85% 0.85%
12 months 0.95% 0.95%
16 months 1.35% 1.35%
24 months 1.25% 1.25%
36 months 1.30% 1.30%
48 months 1.40% 1.40%
60 months 1.50% 1.50%
INDIVIDUAL RETIREMENT ACCOUNTS    APY* Rate
18 Month Fixed .80% .80%
18 Month Variable .80% .80%

Rates subject to change without notice.

*Annual Percentage Yield. The APY assumes interest remains on deposit until maturity. A withdrawal will reduce earnings.

Minimum Balance Requirement: A minimum deposit of $1,000.00 is required to open the account, and you must maintain a minimum balance of $1,000.00 on a daily basis to earn the APY.

CD Early Withdrawal Penalty: Withdrawals made before the maturity date may result in the following penalties:
      Term
< 12 months
12 months & greater
Penalty
6 months’ interest
12 months’ interest

IRA Early Withdrawal Penalty: Withdrawals before age 59-1/2 may be subject to a penalty of 6 months’ interest on the amount withdrawn. This penalty will be calculated using the rate in effect at the time of withdrawal.


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