Personal Checking Accounts
1 The interest rate is a variable rate and we may change the interest rate on your account at anytime.
2 Dormant account charge will be charged monthly if balance is less than $500.00 and account has been inactive for 12 months.
3 The Daily Balance method applies a daily periodic rate to the principal in the account each day. If account criteria is not met, the Average Daily Balance method is used. During each statement cycle (ends the 4th Tuesday of each month unless Federal holiday) simply meet all of the following criteria: (1) At least 10 Visa Debit Card transactions must post to the account (excludes ATM transactions), (2) Receive electronic statements, (3) Log on to CSB Online Banking and view your account at least once, (4) One direct deposit/debit must post to account.
4 The Average Daily Balance method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
5 Paper statement fee waived for customers aged 62 or older.
6 Fees from your mobile or data carrier may apply.
7 Insurance we are offering is not a deposit. It is not insured by the Federal Deposit Insurance Corporation (FDIC) or other government agency that insures deposits. The insurance is not guaranteed by this financial institution or any affiliate.