Asset Management


Cumberland Security Bank goes beyond conventional banking services by offering financial advisory services in the Asset Management Department. All services are based on your personal needs, goals, and objectives. Whether it's current financial needs, estate planning, investment, or just getting the whole picture together, we can be of assistance.

     + Frequently Asked Questions

Asset Management
We provide portfolio and investments positioning to meet individual needs for growth, income, and tax advantages through use of asset allocation models and no-load mutual funds. These services are suitable for wealth preservation, retirement funds, IRA rollovers or accumulation.

Financial Planning
The cornerstone of any financial program is a written review of current positions and recommendations for future actions. Plans can be simple or complex, depending on needs. Based on flat fees and hourly rates there is no pressure to purchase products.

Basic Plans
  • Financial Plan Basic
  • Retirement Analysis
  • Estate Planning
Comprehensive planning involves on-going assistance and advisory services. Additional services to closely held family businesses and professional practices are available.

Trust Services
Cumberland Security Bank can be called upon by customers to serve in a fiduciary capacity as trustee for both lifetime and testamentary trust. The bank can also provide other custodial actions needed by businesses and individuals.
  • Personal Trust
  • Estate Settlement
  • Charitable Trust
  • IRA-custodial/self-directed
  • Conservatorship
  • Escrow Accounts

Disclosure:
Securities offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Cumberland Security Bank and Cumberland Financial Services are not registered broker/dealers and are not affiliated with LPL Financial.

The investment products sold through LPL Financial are not insured Cumberland Security Bank deposits and are not FDIC insured. These products are not obligations of the Cumberland Security Bank and are not endorsed, recommended or guaranteed by Cumberland Security Bank or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible.


Copyright 1998-2013. All rights reserved. Cumberland Security Bank, 107 South Main Street, Somerset, KY 42501 | 606-679-9361