Mobile Banking Safety
As with all technology, mobile banking
is subject to certain risks that you need to be aware of and plan for.
Following these tips will help you have a safer, more secure mobile banking
- Invest in an antivirus application for your mobile device to help protect
you when downloading apps or mobile content.
- Never provide personal identification or banking information over your
mobile device unless you initiate the contact and you know that you are dealing
directly with your bank.
- Never share your password, account number, PIN or answers to secret
questions. Do not save this information anywhere on your phone.
- Never set the app, web or client-text service to automatically log you in
to your bank account. If your phone is lost or stolen, someone will have free
access to your money.
- Set the phone to require a password to power on the handset or awake it
from sleep mode.
- Remember, your bank would never contact or text message you asking for
personal or banking information. Assume any unsolicited text request is
fraudulent. Giving this information places your finances and privacy at risk.
- Immediately tell your mobile operator and your bank if you lose your phone.
For additional information about protecting your cell phone, read our
Smartphone Security tips.