Lending & Mortgages


Fixed Rate Mortgages—100% financing for qualified applicants
A fixed rate mortgage gives you the stability and security of knowing just what to expect each month on your mortgage. Knowing that your payment will not change lets you budget your monthly expenses accurately. The terms range anywhere from 10 to 30 years, whatever is best for your budget. This type of loan will give you the opportunity to finance residential and investment housing. Jumbo loans are also available.

Adjustable Rate Mortgages (ARM)
An adjustable rate mortgage enables you to branch out into different ventures. The rates are always kept competitive to keep your payment down to a minimum. This type of loan will give you the opportunity to finance commercial properties, residential and investment housing. Some loans are available with terms up to 30 years.

Construction Loans
Construction loans let you build the house of your dreams. They are set up on a term that gives you the time to build your house just the way you want it. We establish an account for you to draw the money out as you need it. Along the way, you only pay interest on the money you draw against your construction loan. Loans are available for commercial and residential building.

Home Equity Lines of Credit (HELOC)
Use the equity in your home as collateral for a line of credit that you can use for anything you need. This type of credit line is often used for large expenses such as home improvement, college tuition, or debt consolidation, among others.

Auto Loans
We offer complete financing services on all types of automobiles, including new and late model used cars.

Personal Loans
A personal loan is ideal for purposes such as paying taxes, medical bills, or making other types of purchases.
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