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Cumberland Security Bank 107 South Main Street Somerset, KY 42501
606-679-9361



Copyright 1998-2013 Cumberland Security Bank. All rights reserved.




Comparison of Checking Accounts

CENTENNIAL REWARDS CHECKING
  • Individuals only
  • No minimum balance
  • No service charge
  • Interest is compounded and credited monthly
  • Tiered interest rate account
  • Monthly statements with imaged checks and deposits are returned to customer via e-mail statements only
  • Interest rate subject to change daily
  • E-mail notices are also available
  • $100.00 minimum opening deposit
  • Dormant Fee: $5.95 per month after 12 months of inactivity on balances less than $500.00
  • Certain restrictions apply

SECURITY CLUB (Plan 1)
  • Individual plan ($10,000.00 accidental insurance)
  • Unlimited checking
  • Monthly statements with imaged checks and deposits
  • $2,500.00 identity theft insurance
  • Statement Options:
    • Online statements or
    • Paper statements: $1.50 per month fee (waived for customers aged 62 or older)
  • E-mail notices are also available
  • Free personalized checks
  • No minimum balance required
  • 100.00 minimum opening deposit
  • Dormant Fee: $5.95 per month after 12 months of inactivity on balances less than $500.00
  • Club Account Membership Fee: $7.95 per month

SECURITY CLUB (Plan 2)
  • Family plan ($30,000.00 accidental insurance)
  • Unlimited checking
  • Monthly statements with imaged checks and deposits
  • $2,500.00 identity theft insurance
  • Statement Options:
    • Online statements or
    • Paper statements: $1.50 per month fee (waived for customers aged 62 or older)
  • E-mail notices are also available
  • Free personalized checks
  • No minimum balance required
  • $100.00 minimum opening deposit
  • Dormant Fee: $5.95 per month after 12 months of inactivity on balances less than $500.00
  • Club Account Membership Fee: $10.95 per month

REGULAR CHECKING
  • Individuals only
  • Unlimited checking
  • Monthly statements with imaged checks and deposits
  • Statement Options:
    • Online statements or
    • Paper statements: $1.50 per month fee (waived for customers aged 62 or older)
  • E-mail notices are also available
  • $100.00 minimum opening deposit
  • Dormant Fee: $5.95 per month after 12 months of inactivity on balances less than $500.00
  • $6.95 monthly minimum balance fee if balance falls below $500.00

ADVANTAGE CHECKING
  • Individuals only
  • Free unlimited checking
  • No minimum balance
  • No service charge
  • Monthly statements
  • Statement Options:
    • Online statements or
    • Paper statements: $1.50 per month fee (waived for customers aged 62 or older)
  • E-mail notices are also available
  • $100.00 minimum opening deposit
  • Dormant Fee: $5.95 per month after 12 months of inactivity on balances less than $500.00

E-STUDENT CHECKING
  • Students between the ages of 16 and 23—Parent or Guardian must be joint owner on account
  • No minimum balance
  • No service charge
  • Monthly statements
  • Statement Options:
    • Online statements or
    • Paper statements: $1.50 per month fee (waived for customers aged 62 or older)
  • E-mail notices are also available
  • $50.00 minimum opening deposit
  • Dormant Fee: $5.95 per month after 12 months of inactivity on balances less than $500.00

SUPER NOW CHECKING
  • For individuals, sole proprietors, security deposits, escrow funds, trusts and other fiduciary accounts, public funds, pension funds, and non-profit organizations operating for religious, charitable, educational or similar purpose
  • Interest compounded and credited monthly
  • Unlimited checking
  • Monthly statements with imaged checks and deposits
  • Statement Options:
    • Online statements or
    • Paper statements: $1.50 per month fee (waived for customers aged 62 or older)
  • E-mail notices are also available
  • $1,000.00 minimum opening deposit
  • Interest rate subject to change daily
  • Dormant Fee: $5.95 per month after 12 months of inactivity on balances less than $500.00
  • $10.95 monthly minimum balance fee if balance falls below $1,000.00

MONEY MARKET CHECKING
  • For individuals, all businesses, organizations, government agencies, or associations
  • Interest is compounded and credited monthly
  • Monthly statements with imaged checks and deposits
  • Statement Options:
    • Online statements or
    • Paper statements: $1.50 per month fee (waived for customers aged 62 or older)
  • E-mail notices are also available
  • $1,000.00 minimum opening deposit
  • 6 withdrawals are allowed each four weeks or similar period
  • Unlimited transfers and withdrawals made in person, by messenger, by mail, or at an ATM
  • $10.95 excessive withdrawal fee per item per statement cycle will be imposed if over the 6 withdrawal limit
  • Interest rate subject to change daily
  • Dormant Fee: $5.95 per month after 12 months of inactivity on balances less than $500.00
  • $10.95 monthly minimum balance fee if balance falls below $1,000.00

PREMIUM MONEY MARKET CHECKING
  • Offers higher annual percentage yield (APY) than regular money market account on balances of $50,000.00 and greater
  • For individuals, all businesses, organizations, government agencies or associations
  • Interest is compounded and credited monthly
  • Monthly statements with imaged checks and deposits
  • Statement Options:
    • Online statements or
    • Paper statements: $1.50 per month fee (waived for customers aged 62 or older)
  • E-mail notices are also available
  • $50,000.00 minimum opening deposit
  • 6 withdrawals are allowed each four weeks or similar period
  • Unlimited transfers and withdrawals made in person, by messenger, by mail, or at an ATM
  • $10.95 excessive withdrawal fee per check per statement cycle will be imposed if over the 6 withdrawal limit
  • Interest rate subject to change daily
  • Dormant Fee: $5.95 per month after 12 months of inactivity on balances less than $500.00
  • $10.95 monthly minimum balance fee if balance falls below $1,000.00