Mobile Banking
Get a grip on your finances with Mobile Banking. With this FREE* service, you can perform the following tasks from the palm of your hand:
  • Check account balances
  • View transaction history
  • Deposit checks
  • Transfer funds
  • Pay bills
  • Make loan payments
  • View statements
  • Categorize transactions
  • Add comments and images to transactions
  • Find the nearest Cumberland Security Bank branch or ATM
  • Disable your lost/stolen ATM/debit card
Mobile Banking is available in three forms:
  • Mobile Apps – Download free apps for your Apple and Android devices
  • Mobile Web Site – A mobile-optimized version of our Online Banking site
  • Text (SMS) Banking – Send and receive text messages to view your account information
*Depending on your cell phone plan, there may be charges associated with text messaging and data usage on your phone. Check with your phone carrier for more information.

Online Banking
CSB Online Banking gives you instant secure access to all your accounts from any computer that has an Internet connection.

CSB Online Banking customers can:
  • View and search account history
  • Order checks
  • Transfer funds from one account to another
  • Pay one-time, occasional and recurring payments online
  • Pay individuals electronically
  • Make loan payments online
  • View account statements online
  • Monitor accounts at other institutions using our MoneyMonitor tool
  • Establish and track spending budgets and savings goals
  • Send and receive secure messages to and from Cumberland Security Bank
  • Estimate future account balances based on expected deposits and withdrawals
  • Categorize transactions for improved monitoring of your finances
  • View images of checks online
  • Schedule one-time and recurring transfers
  • Download account information into Quicken® or QuickBooks®
  • Receive e-mail notifications of account balances, transactions and payments due
Additionally, our optional Online Banking Cash Management module provides these great features for businesses:
  • ACH credit and debit origination
  • NACHA file imports
  • Wire transfer requests
  • Sub-user administration
  • Tax payments
Best of all, Online Banking and Bill Payment are completely FREE! Enroll now to start enjoying the convenience of these products.

ACH Origination
ACH Origination is a service that allows businesses to originate electronic transactions which can be debits or credits. Examples of debit transactions include utility payments, account drafts, membership fees, dues, insurance premiums, etc. Credit transactions are usually for direct deposit of payroll, electronically crediting a deposit account for the net payroll amount.

ACH Origination can reduce the costs associated with manually processing debits and credits. For example, it can be a costly hassle to create and manually distribute payroll checks, especially when you have multiple shifts, and absent or sick employees. The cost of direct deposit of payroll using ACH Origination is only a fraction of the cost of manual processing.

Similarly, manually creating invoices, mailing them to customers, providing a return envelope, waiting for checks to be mailed, and creating deposits can be rather costly. Using ACH Origination to direct debit those accounts is a much more cost-effective way of processing those receivables.

Let one of our representatives help you identify how ACH origination can benefit your business!

Receive your account statements electronically with our eStatement service. Rather than waiting days for your statement to come in the mail, you can access it securely online the day after it is generated. This gives you the options to view, print and download your statements in electronic format. When you enroll for this service, you may choose to receive your statements through CSB Online Banking, by secure email, or both. eStatements are fast, convenient, secure and best of all, free!

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Remote Deposit
If your business deposits a large number of checks, our Merchant Capture service may be just what you need. With the help of our easy-to-use software and scanner, you can deposit all of your checks right from your office! Not only does this service save you time and gas spent driving to the bank each day, it also extends the daily cutoff time for posting your deposit. Start making more productive use of your time. Contact our Operations Department about Merchant Capture today!

InTouch 24-Hour Phone Banking
Now banking is as convenient and as accessible as picking up your phone! Our InTouch service is a 24-hour telephone information and funds transfer system designed to make banking easier than ever. From any touch-tone phone, you can access important information and transfer funds between accounts by simply dialing 606-679-4CSB (4272).

InTouch allows you to:
  • Access your accounts 24/7
  • Check balances
  • Transfer funds between accounts
  • Make loan payments
  • Review transaction history
  • Check current interest rates
  • Verify available funds for a check

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