Automated teller machines have made banking more
convenient than ever before. With the touch of a few buttons, you can withdraw
cash, make deposits and transfer funds virtually anywhere an ATM is located.
While ATMs are convenient, it just makes sense to exercise caution when using
one. Here are some tips to keep in mind:
- Observe your surroundings before conducting a transaction. Beware of
anything or anyone that looks suspicious.
- Only use well-lit, unobstructed ATMs.
- Minimize time spent at the ATM when conducting a transaction. Once you
have completed your transaction, leave quickly. Do not stay and count your
money if it gives others an opportunity to approach you and take it from you.
(This is more of a risk at walk-up ATMs.)
- Only enter your PIN once for a transaction. If you are prompted more than
once, there could be something suspicious going on.
- Look for possible fraudulent devices attached to an ATM. If the ATM appears
to have any attachments or alterations to the card slot or keypad, do not use
- Block the view of others when using an ATM.
For drive-thru ATMs,
- Keep your doors locked and your engine running.
- Always leave enough room between vehicles for a quick exit.
- Before rolling down your window, observe the area for suspicious activity.
- Minimize the time spent at the ATM.
- If anyone follows you after making an ATM transaction, drive immediately
to a crowded, well-lit area and call the police.
If you suspect any questionable activity at ATMs, or detect any unlawful use
of your ATM or debit card, always note the date, time and location, and report
the problem to your financial institution and the ATM operator (when
applicable) immediately. File a police report to document theft.